Insurance in Game of Blackjack



You can probably skip this section, as we don't really recommend
using insurance, but if you are curious to know what it is, then
here you go. When the dealer's first card is an ace, you have the
opportunity to take out insurance against his hand, by laying down
half of your original bet on the table. If the dealer hits a blackjack, your insurance bet pays off at 2 to 1, and you don't lose any money in the hand. If the dealer does not hit a blackjack but still beats
your hand, then you lose your original bet, plus the insurance bet.

2 woman playing blackjack at a casino table

If you are an advanced player, then look into the possibility of using insurance. If you are just starting out, then you can probably avoid it for now.

The only time you should make this bet is if you're counting cards and are almost sure the dealer has a ten-value card underneath his ace. If you make an insurance bet and the dealer has a natural, then you win twice the amount of your insurance bet but lose your initial wager. Therefore, you'd push on this hand, meaning you neither win nor lose money on a hand.